Financial Guides & Brochures for Americans Living Abroad
Managing your money as an American living abroad comes with its own set of rules. US citizens stay connected to the US tax system wherever they live, and decisions about investing, retirement, credit and estate planning often have to work in two countries at once.
Our free guides and brochures are written for US expats and globally mobile families who want clear, practical information on the issues that matter most. From building an investment portfolio and planning for Social Security to keeping your US credit history healthy and passing on wealth across borders, each guide offers a starting point for better-informed conversations about your financial future.
Download any of the guides below, and if you’d like to talk through how they apply to your situation, our cross-border financial planning team is here to help.
Getting started as a US expat
An overview of the key financial considerations for Americans living overseas, covering the areas most expats need to get right early on.
Living abroad can make it harder to maintain a US credit history. This guide explains how credit scores work and why they still matter if you plan to return to the US or keep financial ties there.
Understand how your US Social Security benefits work as an expat and what living and working outside the US can mean for your retirement planning.
Investing and Portfolio Management
An introduction to our approach to building diversified portfolios for Americans abroad.
How bonds and other fixed-income investments can fit into a long-term portfolio, and the role they play in managing risk.
If much of your wealth sits in a single stock, such as employer shares, this guide outlines ways to think about the risks and options for diversifying.
Estate Planning and Philanthropy
Cross-border estates can be complex. This guide covers the basics of planning ahead so your wealth passes on as you intend.
Ideas for structuring charitable giving as a US expat, so your generosity is as effective as possible.
Need help applying these guides to your situation?
Every expat’s circumstances are different, and the right approach depends on where you live, your plans for the future and how your finances are spread across borders. Our team works with Americans living in the UK, Europe and beyond to build cross-border financial plans that fit their lives. If you’d like to discuss how any of these topics apply to you, get started and we’ll arrange a conversation with one of our advisers.
You can also browse our articles for more on US expat finances, or learn about our financial planning and private wealth services.